Friday, July 11, 2008

PHISHING EMAIL WARNING

Please read this!!!!
This is happening all over the Internet
I get emails from companies I never heard of before
& even ones I have, Including one I use their sites...

Usually I receive emails asking to verify my info
is from PayPal these too as Phishing emails

Which if you don't know that means SCAMS
that is someone trying to get your personal information
either it be date of birth, full name, address, bank account
business, or worse more of them all your Social Security Number!!!!


I recently started to get emails about a bank who needed
me to update my info....
usually if you just do a clean search on them u can see if they are fraud or not

this co. is a real co. BUT the email that is going out isn't from them

Here is the email I received last night:


Profile Update Required‏
From: Pendleton Community Bank (support@yourbank.com)
Sent: Thu 7/10/08 12:43 AM
Reply-to: support@yourbank.com

Dear Pendleton Community Bank Member,

We had problems validating some information on your account. Update your profile as soon as possible or we will assume your account is fraudulent and it will be closed. To update your profile click on the following link:

click here to update your profile

After completing our online form, you will receive a confirmation email within 48-72 hours after your account will be verified by our department.


Thank you,
Account Management Dept.


© 2008 Pendleton Community Bank All rights reserved.



This is what is listed on this company's real web site...
Please read below in full...

PHISHING EMAIL WARNING
Pendleton Community Bank is aware of an email phishing attempt being made to both customers and non-customers. The email appears to come from Pendleton Community Bank and includes a white PCB logo on a green background (same as above). Do not reply to the email or click the link within the email. The link directs users to a site that looks similar to the online banking logon site. It’s within this area you are requested to enter personal information such as PINS, Debit card numbers, etc.

This phishing email is sent from Pendleton Community Bank (support@yourbank.com)which is not a valid PCB email address.

Below is a sample of the phishing email wording:

-----------------------------------------------------
Dear Pendleton Community Bank Member,

We had problems validating some information on your account. Update your profile as soon as possible or we will assume your account is fraudulent and it will be closed. To update your profile click on the following link:

Click here to update your profile

After completing our online form, you will receive a confirmation email within 48-72 hours after your account will be verified by our department.

Thank you,
Account Management Dept. © 2008 Pendleton Community Bank All rights reserved.

-----------------------------------------------------

Pendleton Community Bank will NEVER ask you to provide, verify or update personal account information via email or an unsecured Internet web site.


PENDLETON COMMUNITY BANK ONLINE
Welcome and thanks for visiting Pendleton Community Bank online! Pendleton Community Bank serves Pendleton, Hardy, Grant and Pocahontas counties in WV and Highland and Bath counties in Virginia -- and most recently, the Harrisonburg area of Rockingham county, Virginia. We hope you will find our site easy to use and helpful in nature. If you ever have any difficulty finding something or would like more information, we encourage you to call one of our nearest offices for assistance.

Enjoy your time exploring our website, and we hope you will check in with us periodically to see what new things we’ve added. We will strive to keep you informed of all the latest going on in and around Pendleton Community Bank! Visit CEO Message to read the complete letter.


MasterCard SecureCode™
Another Tool to Protect You When Purchasing Online

Pendleton Community Bank now offers MasterCard®SecureCode™. MasterCard SecureCode is an innovative service offering secure Internet shopping while using your PCB debit card. MasterCard SecureCode lets you add a personal SecureCode™ to your debit card, getting added security and the reassurance that only you can use your card online. MasterCard SecureCode puts you in control when shopping online: only you can approve purchases using your private SecureCode™. Click here for more information.

'PHISHING' SCAMS ON THE RISE
Be aware of 'phishing' scams and NEVER give bank account information or social security numbers over the Internet or through email. Go to the bottom of this page for more information on phishing, identity theft and how to protect yourself.

PCB SPONSORS READING PROGRAM
AT BRANDYWINE ELEMENTARY SCHOOL

Pendleton Community Bank again sponsored the 100+ Bookworm Reading program at Brandywine Elementary for the 2007/08 school year. Go to Our Involvement for the complete story.

DON'T BE A VICTIM OF IDENTITY THEFT
Pendleton Community Bank will NEVER ask you to provide, verify or update personal account information via email or an unsecured Internet web site. If you receive a request, DO NOT PROVIDE INFORMATION and contact a Customer Support Representative immediately at (304) 358-2311 or 1-866-722-2651 during business hours.
NOTE: Pendleton Community Bank does provide a “secure messaging” feature within 24/7 Online Banking which can be used to communicate personal account information in a secure manner.

See the four protection strategies below and visit the FAQs section to learn about common internet scams (Phishing and Spoofing) and get tips on how to protect your identity from being stolen.
  1. Be aware of spoofing and phishing attacks through email.
  2. Make sure your computers are fully patched. It's highly recommended you use Windows XP and turn on the automatic installation of patches feature.
  3. Use a firewall. Windows XP has a built-in firewall or use any of the top-name Internet Security vendors products.
  4. Use improved passwords with mixed numbers and upper and lower case letters. Include special characters (like $ and @) from above the number keys in the password. Example: Mary$Lamb5.
Click here to visit the Federal Trade Commission's Identity Theft Site to learn how to 'deter, detect and defend' your identity and what to do if you suspect your identity has been stolen.


WHY SHOULD YOU REVIEW YOUR CREDIT REPORT?
There’s numerous reasons: ID theft, accurate information, see what lenders know about you, etc. Under the FACT ACT (Free File Disclosure Rule of the Fair and Accurate Credit Transactions Act) each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — is required to provide you with a free copy of your credit report once every 12 months, if you ask for it. Starting September 1, 2005, consumers can request a free report. Click here for more information.

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